LMX provides everything you want from a major Credit Reference Agency
We aggregate our search volume across scores of lenders to negotiate preferential rates with CRAs, with limited upfront costing barriers, meaning you can benefit from commercially attractive terms and high service levels.
Access multi-bureau data with one contract
With one contract, you can the ability to waterfall across multiple credit, ID, bank account and affordability projects. One commercial commitment means you will have a direct point of access to an account manager and a rapid escalation process to deal with requests.
Have it your way: Automatic or manual
We provide single reporting for two of the biggest bureaus, and specialise in supplying and using the data in automated and manual assessments. Being experts in both credit risk and technology, we understand the data and how it fits into the cycle, offering additional guidance on API integrations and customer journeys.
A smooth ride from start to finish
Our volume commitments and duration of contracts are considerably modest, and, with only one agreement, you don't need to worry about multiple account setup fees or significant integration wait times. You can go live quickly and without hitting any unnecessary speed bumps along the way.