DeeJoop

Make better credit decisions, on-board more customers and distil multiple credit searches in milliseconds.

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What is DeeJoop?

DeeJoop is a revolutionary new service that allows companies to streamline credit risk data from multiple bureaus. It extracts the enormous amount of data from your bureau files, removes duplication and shows the true picture of a client’s “net” credit file in milliseconds. Enquire today to learn more!

  • Connect to all major CRAs
  • Remove duplication
  • Maintain compliance
  • Quick results

Credit data in clear view

Clearly view a consumer's credit risk file, without the noise. Remove the risk of double counting credit commitments, defaults, mortgages, CCJs and all of the important elements of a consumer’s credit file that sometimes can appear in more than one bureau.

Built by data experts

Our teams of analysts and architects have been researching and designing the solution to the multi-bureau conundrum since mid 2020. We have helped countless lenders to create and refine their credit risk strategies and we have done so with visibility across the CRA spectrum.

Stand-alone SaaS solution

DeeJoop is available as a completely stand-alone SaaS solution or fully integrated to our market leading Auto Decision Platform (ADP) and the LendingMetrics Exchange (LMX) for preferential Experian and Equifax contractual terms.

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Future-proof integration

Access DeeJoop via a single, future-proofed API, purpose-built to cover amendments to file formats and APIs by the CRAs, as well as future functionality to deliver multi-app and commercial deduplication services.

Compliant and transparent

We've addressed the difficult to resolve issues such as data primacy and “Best Data Preferences”, meaning the DeeJoop file is returned in compliance with your decisioning parameters, maintaining complete transparency as to how decisions are executed.

Lenders will always retain a copy of the original consumer credit file, meaning that subject access requests and corrections can be handled in the usual way.

Increased lending potential

DeeJoop is the solution to thin credit files, unpredictable CRA coverage and occasional CRA outages. Don’t waste opportunities to lend to otherwise perfectly suitable borrowers.

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The first step towards improving your credit risk process

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