Modern solutions for modern times

Creating and delivering cutting edge credit risk technology and innovative data solutions for the credit industry.

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We had to make adjustments quickly to our risk appetite to fall in line with how a customer was performing.

Martin Rix, Chief Commercial Officer at Loans 2 Go

We're really grateful that we onboarded ADP and I'm confident that, looking at the bigger picture, ADP will enable us to do more for our customers.

Rodney Michail, Managing Director at Ausloans

Solutions

Multiple solutions for a range of sectors

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Serviceicons Kyc

eKYC

Manage risk by automating a full Know Your Customer process.
Serviceicons Fraud Checks

Fraud detection

Use the latest fraud detection technology to prevent threats.
Serviceicons Aml

AML

Comply with financial regulations with anti-money-laundering solutions.
Serviceicons Affordability

Affordability

Paint a full affordability picture using multiple feeds, including Open Banking data, credit file and CRA affordability tools.
Serviceicons Credit Assessment

Credit assessment

Being universally connected to the credit reference agencies, ADP can instantly execute comprehensive creditworthiness checks on businesses and consumers.
Serviceicons Lead Purchase

Lead purchase

Automate high volume lead buying with dedicated lead purchase engines before the full credit assessment.

Products

Multi-award-winning integrated product suite

Auto Decision Platform

Create and manipulate decisioning logic on demand and in real-time using a universally connected platform.

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The LendingMetrics Exchange

Access multi-bureau data and utilise the ability to waterfall across multiple products with one commitment.

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DeeJoop

Streamline credit risk data from multiple bureaus, remove double counting and see the true picture of a client’s “net” credit file in milliseconds.

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OpenBankVision

Make better lending decisions and allow customers to take control of their valuable bank transaction data.

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Decision Services

Comprehensive automated decision tools

Our cutting-edge decision services enable credit risk professionals to create and manipulate decisioning logic on demand. The next generation private-cloud-based solution Auto Decision Platform (ADP) delivers comprehensive, automated decisions through direct interaction with customers, and allows lenders to decision in a compliant manner.

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ADP

  • Multi-award-winning
  • Decisions in milliseconds
  • Video training

  • Bespoke scorecards
  • AML/KYC checks
  • Champion challenges

Data Services

Open Banking and credit data solutions

Leverage data from both Equifax and Experian in the same application with The LendingMetrics Exchange (LMX). With one contract, you have the ability to waterfall across multiple credit, ID, bank account and affordability projects.

Use OpenBankVision (OBV) to build an incredibly clear picture of a customer's affordability including income verification. Spot any troublesome habits such as repeated use of HCSTC and make better lending decisions, in real time.

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OBV

  • Categorised statement data
  • A trusted gateway
  • 90 days statement data
  • Premium options available

LMX

  • Single contract, multi-bureau
  • Limited upfront costs
  • Dedicated account manager
  • Commercially attractive terms

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Clients

Click on the quotes below to read their story

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This is no longer about regulatory requirements – we see ADP as a way of being more competitive in the specialist mortgage market.

Robert Lawlor, Head of Credit Risk at Foundation Home Loans