Data services

Reduce blind spots, improve approval rates, and make safer lending decisions with LendingMetrics data services. LMX, OpenBankVision, and third-party data integrations give you the full picture without the fragmentation.

 Integrated data services for modern lending 

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Pre-built integrations ecosystem

Access more than 250 third-party data sources through LendingMetrics’ decision engines, with ready-to-use integrations that reduce the need for costly bespoke development.

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Faster go-to-market capability

Rapid deployment of data services such as LMX and OpenBankVision enables organisations to launch, test and refine lending strategies more quickly, reducing time-to-revenue.

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Comprehensive data-driven decisioning

Combine multiple data sources within a single decisioning framework to support richer insights, stronger risk assessment and more consistent credit decisions.

LMX, OBV and Third-Party Data

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LMX (The LendingMetrics Exchange)

The LMX data service provides a comprehensive approach to assessing individual risk, helping organisations meet the latest FCA obligations on affordability, fraud prevention and data sharing.

Clients benefit from a personalised service model, with direct access to an experienced account manager, a UK-based support desk and a responsive on-shore escalation process for resolving queries quickly and effectively.

A single commercial agreement helps reduce upfront cost barriers while providing commercially attractive terms and high service levels.

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    Single contract, multi bureau access

    A single agreement provides streamlined access to both Equifax and Experian data, helping reduce procurement complexity and administrative overhead. 

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    Dedicated account management

    A named point of contact provides consistent support, faster issue resolution and a more personal service experience. 

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    Lower upfront costs

    Reduce initial investment compared with managing separate bureau relationships, improving cash flow and scalability. 

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    Flexible deployment

    Supports both fully automated decisioning workflows and manual underwriting processes, making it suitable for organisations with different lending models and customer approaches.

Strengthen your decisioning with better data

Access connected, real-time data services that support stronger affordability assessment, improved fraud prevention and more informed lending decisions.