Metrics Monthly, February 2020

We’re dedicating a whole issue to Open Banking, including news, articles, and opinion pieces about the global movement that is transforming the industry.

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Metrics Monthly | February 2020 | UK Edition

The impact that the Open Banking movement is having on the way that products and services are being consumed across the world is undeniable. This month’s special edition of Metrics Monthly focusses on the rise of Open Banking, how is it evolving globally and the possibilities available as a result.

Our headline piece this month asks ‘have you got a crystal ball?’ as we contemplate how lenders might be able to make lending decisions without the ability to see into an applicant’s future. Head of Operations, Paul Brown, discusses the fundamental differences between creditworthiness and affordability, before considering how lenders might be able to paint the best picture of their applicants in order to accurately determine whether they will be able to pay back a loan.

With new legislation and emerging industry standards developing daily, there’s no doubt that the Open Banking movement is changing the face of the credit industry. We couldn’t think of better topic for this special edition of Metrics Monthly than Open Banking and we hope you enjoy it!

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