Insights
News and Insights
Stay informed on the trends, challenges and innovations shaping modern lending and credit decisioning. Our insights combine industry expertise, regulatory understanding and practical experience to help organisations bring clarity to complex lending environments.
News and Insights
{"chunkVersion":1,"posts":[{"authorName":"LendingMetrics","featuredImage":"https://148117228.fs1.hubspotusercontent-eu1.net/hubfs/148117228/Imported_Blog_Media/it_development_team_talking_at_office_original_1174314.jpg","featuredImageAlt":"","metaDescription":"Discover why technology-led A/B testing is essential for evolving credit policies. Reduce risk, improve performance, and scale lending confidently using data-driven strategy validation.","publishDateFormatted":"10.12.2025","publishDateIso":1765324800000,"publishDateLocalized":"Dec 10, 2025 12:00:00 AM","tags":["Consumer lending"],"title":"Technology-Led Testing Is Crucial for Modern Credit Policies","url":"https://www.lendingmetrics.com/news-resources/newsfeed/technology-led-testing-is-crucial-for-modern-credit-policies"},{"authorName":"LendingMetrics","featuredImage":"https://148117228.fs1.hubspotusercontent-eu1.net/hubfs/148117228/Imported_Blog_Media/compressed-older_couple_using_a_tablet_original_407479.jpg","featuredImageAlt":"","metaDescription":"Open Banking is transforming how lenders identify and support vulnerable customers. By providing real-time insights into affordability and financial resilience, tools like LendingMetrics’ OpenBankVision help firms meet FCA Consumer Duty obligations while improving customer outcomes.","publishDateFormatted":"10.09.2025","publishDateIso":1757545200000,"publishDateLocalized":"Sep 11, 2025 12:00:00 AM","tags":["Open banking"],"title":"Improving Affordability Checks to Protect Vulnerable Customers","url":"https://www.lendingmetrics.com/news-resources/newsfeed/improving-affordability-checks-to-protect-vulnerable-customers"},{"authorName":"LendingMetrics","featuredImage":"https://148117228.fs1.hubspotusercontent-eu1.net/hubfs/148117228/Imported_Blog_Media/credit-risk-glossary-header.png","featuredImageAlt":"","metaDescription":"We understand that getting to grips with the subject of credit risk is no easy task, and so, we are here to help you identify and understand the key terms and what they really mean.","publishDateFormatted":"12.08.2025","publishDateIso":1755039600000,"publishDateLocalized":"Aug 13, 2025 12:00:00 AM","tags":["LendingMetrics"],"title":"Lending Language: A Reference Guide for Credit Risk Professionals","url":"https://www.lendingmetrics.com/news-resources/newsfeed/lending-language-a-reference-guide-for-credit-risk-professionals"},{"authorName":"LendingMetrics","featuredImage":"https://148117228.fs1.hubspotusercontent-eu1.net/hubfs/148117228/Imported_Blog_Media/digital_calendar_on_a_smartphone_screen_original_1437603.jpg","featuredImageAlt":"","metaDescription":"In Q2 2025, LendingMetrics marked a dynamic quarter with the launch of our ADP Replay Module, enabling faster and more confident credit decision testing. We welcomed new partnerships with LHV Bank and Chorley Building Society, supported the next generation through T-Level placements, and were once again shortlisted for ‘Technology Partner of the Year’ at the 2025 Consumer Credit Awards. \n\nFrom attending key industry events to driving continued innovation, we remain focused on empowering our clients with cutting-edge decisioning solutions.","publishDateFormatted":"23.07.2025","publishDateIso":1753311600000,"publishDateLocalized":"Jul 24, 2025 12:00:00 AM","tags":["LendingMetrics"],"title":"What’s New at LendingMetrics?","url":"https://www.lendingmetrics.com/news-resources/newsfeed/inside-q2-2025-what-s-new-at-lendingmetrics"},{"authorName":"LendingMetrics","featuredImage":"https://148117228.fs1.hubspotusercontent-eu1.net/hubfs/148117228/Imported_Blog_Media/woman_calculating_her_budget_original_1547252.jpg","featuredImageAlt":"","metaDescription":"The UK Government published its long-awaited response on the regulation of BNPL services, pulling third-party services such as Klarna and Clearpay under the FCA's regulatory umbrella.","publishDateFormatted":"11.06.2025","publishDateIso":1749682800000,"publishDateLocalized":"Jun 12, 2025 12:00:00 AM","tags":["Consumer lending"],"title":"A New Chapter for Buy Now, Pay Later","url":"https://www.lendingmetrics.com/news-resources/newsfeed/a-new-chapter-for-buy-now-pay-later"},{"authorName":"LendingMetrics","featuredImage":"https://148117228.fs1.hubspotusercontent-eu1.net/hubfs/148117228/Imported_Blog_Media/businessman_texting_on_the_phone_original_1807838-compressed.jpg","featuredImageAlt":"","metaDescription":"On the 25th of March 2025, the Financial Conduct Authority (FCA) published their strategy for 2025 to 2030, setting out their vision to support industry growth and improve services for consumers. While the strategy addresses the broader UK financial services landscape, there are several key takeaways for lenders - particularly around lowering entry barriers for smaller firms and fostering growth through innovation.","publishDateFormatted":"07.04.2025","publishDateIso":1744066800000,"publishDateLocalized":"Apr 8, 2025 12:00:00 AM","tags":["Consumer lending"],"title":"What Does the FCA’s New 5-Year Strategy Mean for Lenders?","url":"https://www.lendingmetrics.com/news-resources/newsfeed/what-does-the-fca-s-new-5-year-strategy-mean-for-lenders"}],"nextPageUrl":"https://www.lendingmetrics.com/news-resources/newsfeed/page/3","hasMore":true,"isEditorUI":"","currentPageNum":2,"totalPageCount":34}Clarity in every decision
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