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{"chunkVersion":1,"posts":[{"authorName":"Craig Jenkins","featuredImage":"https://148117228.fs1.hubspotusercontent-eu1.net/hubfs/148117228/Imported_Blog_Media/id-1821-vrs-banner.png","featuredImageAlt":"","metaDescription":"Financial vulnerability is becoming harder to identify through traditional affordability assessments alone. Following the Vulnerability Registration Service 2026 conference, Craig Jenkins, Head of Professional Services at LendingMetrics, explores how lenders are using behavioural insight, richer financial data and a more contextual approach to strengthen vulnerability assessments under Consumer Duty.","publishDateFormatted":"18.05.2026","publishDateIso":1779145200000,"publishDateLocalized":"May 19, 2026 12:00:00 AM","tags":["Consumer lending"],"title":"Financial Vulnerability Isn’t Always Obvious","url":"https://www.lendingmetrics.com/news-resources/newsfeed/financial-vulnerability-isn-t-always-obvious"},{"authorName":"LendingMetrics","featuredImage":"https://148117228.fs1.hubspotusercontent-eu1.net/hubfs/148117228/Imported_Blog_Media/it_development_team_talking_at_office_original_1174314.jpg","featuredImageAlt":"","metaDescription":"Discover why technology-led A/B testing is essential for evolving credit policies. Reduce risk, improve performance, and scale lending confidently using data-driven strategy validation.","publishDateFormatted":"10.12.2025","publishDateIso":1765324800000,"publishDateLocalized":"Dec 10, 2025 12:00:00 AM","tags":["Consumer lending"],"title":"Technology-Led Testing Is Crucial for Modern Credit Policies","url":"https://www.lendingmetrics.com/news-resources/newsfeed/technology-led-testing-is-crucial-for-modern-credit-policies"},{"authorName":"LendingMetrics","featuredImage":"https://148117228.fs1.hubspotusercontent-eu1.net/hubfs/148117228/Imported_Blog_Media/woman_calculating_her_budget_original_1547252.jpg","featuredImageAlt":"","metaDescription":"The UK Government published its long-awaited response on the regulation of BNPL services, pulling third-party services such as Klarna and Clearpay under the FCA's regulatory umbrella.","publishDateFormatted":"11.06.2025","publishDateIso":1749682800000,"publishDateLocalized":"Jun 12, 2025 12:00:00 AM","tags":["Consumer lending"],"title":"A New Chapter for Buy Now, Pay Later","url":"https://www.lendingmetrics.com/news-resources/newsfeed/a-new-chapter-for-buy-now-pay-later"},{"authorName":"LendingMetrics","featuredImage":"https://148117228.fs1.hubspotusercontent-eu1.net/hubfs/148117228/Imported_Blog_Media/businessman_texting_on_the_phone_original_1807838-compressed.jpg","featuredImageAlt":"","metaDescription":"On the 25th of March 2025, the Financial Conduct Authority (FCA) published their strategy for 2025 to 2030, setting out their vision to support industry growth and improve services for consumers. While the strategy addresses the broader UK financial services landscape, there are several key takeaways for lenders - particularly around lowering entry barriers for smaller firms and fostering growth through innovation.","publishDateFormatted":"07.04.2025","publishDateIso":1744066800000,"publishDateLocalized":"Apr 8, 2025 12:00:00 AM","tags":["Consumer lending"],"title":"What Does the FCA’s New 5-Year Strategy Mean for Lenders?","url":"https://www.lendingmetrics.com/news-resources/newsfeed/what-does-the-fca-s-new-5-year-strategy-mean-for-lenders"},{"authorName":"LendingMetrics","featuredImage":"https://148117228.fs1.hubspotusercontent-eu1.net/hubfs/148117228/Imported_Blog_Media/woman_paying_online_original_1015965.jpg","featuredImageAlt":"","metaDescription":"LendingMetrics is a new breed of Credit Reference Agency. Licensed by the FCA and partnered with Equifax to deliver quality credit referencing & compliance.","publishDateFormatted":"11.11.2024","publishDateIso":1731283200000,"publishDateLocalized":"Nov 11, 2024 12:00:00 AM","tags":["Consumer lending"],"title":"Understanding the Proposed BNPL Regulations Before the Consultation Deadline","url":"https://www.lendingmetrics.com/news-resources/newsfeed/understanding-the-proposed-bnpl-regulations-before-the-consultation-deadline"},{"authorName":"LendingMetrics","featuredImage":"https://148117228.fs1.hubspotusercontent-eu1.net/hubfs/148117228/Imported_Blog_Media/header.jpg","featuredImageAlt":"","metaDescription":"A blog post covering the upcoming Financial Conduct Authority (FCA) Consumer Duty regulation deadline on the 31st of July and what it will mean for firms.\n\nInitially directed towards open products and services, the regulation was designed to enhance consumer protection and ensure fair treatment across the financial industry, firms must now extend these principles to closed products and services.","publishDateFormatted":"21.07.2024","publishDateIso":1721602800000,"publishDateLocalized":"Jul 22, 2024 12:00:00 AM","tags":["Consumer lending"],"title":"Preparing for the Consumer Duty Deadline","url":"https://www.lendingmetrics.com/news-resources/newsfeed/preparing-for-the-consumer-duty-deadline"}],"nextPageUrl":"https://www.lendingmetrics.com/news-resources/newsfeed/tag/consumer-lending/page/2","hasMore":true,"isEditorUI":"","currentPageNum":1,"totalPageCount":5}
