Insights
News and Insights
Stay informed on the trends, challenges and innovations shaping modern lending and credit decisioning. Our insights combine industry expertise, regulatory understanding and practical experience to help organisations bring clarity to complex lending environments.
News and Insights
{"chunkVersion":1,"posts":[{"authorName":"LendingMetrics","featuredImage":"https://148117228.fs1.hubspotusercontent-eu1.net/hubfs/148117228/Imported_Blog_Media/above_shot_of_elegant_businessman_texting_in_smartphone_by_railings_original_3972197.jpg","featuredImageAlt":"","metaDescription":"LendingMetrics is a new breed of Credit Reference Agency. Licensed by the FCA and partnered with Equifax to deliver quality credit referencing & compliance.","publishDateFormatted":"09.02.2026","publishDateIso":1770595200000,"publishDateLocalized":"Feb 9, 2026, 12:00:00 AM","tags":["Thinkpieces"],"title":"What Is Broken in Credit Decisioning Today?","url":"https://www.lendingmetrics.com/news-resources/newsfeed/what-is-broken-in-credit-decisioning-today"},{"authorName":"LendingMetrics","featuredImage":"https://148117228.fs1.hubspotusercontent-eu1.net/hubfs/148117228/Imported_Blog_Media/it_development_team_talking_at_office_original_1174314.jpg","featuredImageAlt":"","metaDescription":"Discover why technology-led A/B testing is essential for evolving credit policies. Reduce risk, improve performance, and scale lending confidently using data-driven strategy validation.","publishDateFormatted":"10.12.2025","publishDateIso":1765324800000,"publishDateLocalized":"Dec 10, 2025, 12:00:00 AM","tags":["Consumer lending"],"title":"Technology-Led Testing Is Crucial for Modern Credit Policies","url":"https://www.lendingmetrics.com/news-resources/newsfeed/technology-led-testing-is-crucial-for-modern-credit-policies"},{"authorName":"LendingMetrics","featuredImage":"https://148117228.fs1.hubspotusercontent-eu1.net/hubfs/148117228/Imported_Blog_Media/compressed-older_couple_using_a_tablet_original_407479.jpg","featuredImageAlt":"","metaDescription":"Open Banking is transforming how lenders identify and support vulnerable customers. By providing real-time insights into affordability and financial resilience, tools like LendingMetrics’ OpenBankVision help firms meet FCA Consumer Duty obligations while improving customer outcomes.","publishDateFormatted":"10.09.2025","publishDateIso":1757545200000,"publishDateLocalized":"Sep 11, 2025, 12:00:00 AM","tags":["Open banking"],"title":"Improving Affordability Checks to Protect Vulnerable Customers","url":"https://www.lendingmetrics.com/news-resources/newsfeed/improving-affordability-checks-to-protect-vulnerable-customers"},{"authorName":"LendingMetrics","featuredImage":"https://148117228.fs1.hubspotusercontent-eu1.net/hubfs/148117228/Imported_Blog_Media/credit-risk-glossary-header.png","featuredImageAlt":"","metaDescription":"We understand that getting to grips with the subject of credit risk is no easy task, and so, we are here to help you identify and understand the key terms and what they really mean.","publishDateFormatted":"12.08.2025","publishDateIso":1755039600000,"publishDateLocalized":"Aug 13, 2025, 12:00:00 AM","tags":["LendingMetrics"],"title":"Lending Language: A Reference Guide for Credit Risk Professionals","url":"https://www.lendingmetrics.com/news-resources/newsfeed/lending-language-a-reference-guide-for-credit-risk-professionals"},{"authorName":"LendingMetrics","featuredImage":"https://148117228.fs1.hubspotusercontent-eu1.net/hubfs/148117228/Imported_Blog_Media/digital_calendar_on_a_smartphone_screen_original_1437603.jpg","featuredImageAlt":"","metaDescription":"In Q2 2025, LendingMetrics marked a dynamic quarter with the launch of our ADP Replay Module, enabling faster and more confident credit decision testing. We welcomed new partnerships with LHV Bank and Chorley Building Society, supported the next generation through T-Level placements, and were once again shortlisted for ‘Technology Partner of the Year’ at the 2025 Consumer Credit Awards. \n\nFrom attending key industry events to driving continued innovation, we remain focused on empowering our clients with cutting-edge decisioning solutions.","publishDateFormatted":"23.07.2025","publishDateIso":1753311600000,"publishDateLocalized":"Jul 24, 2025, 12:00:00 AM","tags":["LendingMetrics"],"title":"What’s New at LendingMetrics?","url":"https://www.lendingmetrics.com/news-resources/newsfeed/inside-q2-2025-what-s-new-at-lendingmetrics"},{"authorName":"LendingMetrics","featuredImage":"https://148117228.fs1.hubspotusercontent-eu1.net/hubfs/148117228/Imported_Blog_Media/woman_calculating_her_budget_original_1547252.jpg","featuredImageAlt":"","metaDescription":"The UK Government published its long-awaited response on the regulation of BNPL services, pulling third-party services such as Klarna and Clearpay under the FCA's regulatory umbrella.","publishDateFormatted":"11.06.2025","publishDateIso":1749682800000,"publishDateLocalized":"Jun 12, 2025, 12:00:00 AM","tags":["Consumer lending"],"title":"A New Chapter for Buy Now, Pay Later","url":"https://www.lendingmetrics.com/news-resources/newsfeed/a-new-chapter-for-buy-now-pay-later"}],"nextPageUrl":"https://www.lendingmetrics.com/news-resources/newsfeed/page/4","hasMore":true,"isEditorUI":"","currentPageNum":3,"totalPageCount":35}Clarity in every decision
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