Stay informed on the trends, challenges and innovations shaping modern lending and credit decisioning. Our insights combine industry expertise, regulatory understanding and practical experience to help organisations bring clarity to complex lending environments.
{"chunkVersion":1,"posts":[{"authorName":"LendingMetrics","featuredImage":"https://148117228.fs1.hubspotusercontent-eu1.net/hubfs/148117228/Imported_Blog_Media/woman_calculating_her_budget_original_1547252.jpg","featuredImageAlt":"","metaDescription":"The UK Government published its long-awaited response on the regulation of BNPL services, pulling third-party services such as Klarna and Clearpay under the FCA's regulatory umbrella.","publishDateFormatted":"11.06.2025","publishDateIso":1749682800000,"publishDateLocalized":"Jun 12, 2025 12:00:00 AM","tags":["Consumer lending"],"title":"A New Chapter for Buy Now, Pay Later","url":"https://www.lendingmetrics.com/news-resources/newsfeed/a-new-chapter-for-buy-now-pay-later"},{"authorName":"LendingMetrics","featuredImage":"https://148117228.fs1.hubspotusercontent-eu1.net/hubfs/148117228/Imported_Blog_Media/businessman_texting_on_the_phone_original_1807838-compressed.jpg","featuredImageAlt":"","metaDescription":"On the 25th of March 2025, the Financial Conduct Authority (FCA) published their strategy for 2025 to 2030, setting out their vision to support industry growth and improve services for consumers. While the strategy addresses the broader UK financial services landscape, there are several key takeaways for lenders - particularly around lowering entry barriers for smaller firms and fostering growth through innovation.","publishDateFormatted":"07.04.2025","publishDateIso":1744066800000,"publishDateLocalized":"Apr 8, 2025 12:00:00 AM","tags":["Consumer lending"],"title":"What Does the FCA’s New 5-Year Strategy Mean for Lenders?","url":"https://www.lendingmetrics.com/news-resources/newsfeed/what-does-the-fca-s-new-5-year-strategy-mean-for-lenders"},{"authorName":"LendingMetrics","featuredImage":"https://148117228.fs1.hubspotusercontent-eu1.net/hubfs/148117228/Imported_Blog_Media/new_house_keys_original_2518294.jpg","featuredImageAlt":"","metaDescription":"The UK mortgage market is expanding at a record pace, presenting both opportunities and challenges for lenders. As mortgage balances continue to rise, the ability to process applications efficiently, assess risk accurately, and maintain compliance has never been more critical.","publishDateFormatted":"25.03.2025","publishDateIso":1742860800000,"publishDateLocalized":"Mar 25, 2025 12:00:00 AM","tags":["Mortgages"],"title":"Navigating UK Mortgage Market Growth with Technology","url":"https://www.lendingmetrics.com/news-resources/newsfeed/navigating-uk-mortgage-market-growth-with-technology"},{"authorName":"LendingMetrics","featuredImage":"https://148117228.fs1.hubspotusercontent-eu1.net/hubfs/148117228/Imported_Blog_Media/online_banking_original_520076.jpg","featuredImageAlt":"","metaDescription":"With the Financial Conduct Authority (FCA) demonstrating its commitment to advancing the UK’s economic growth with a digital-first approach, Variable Recurring Payments (VRPs) are positioned as a cornerstone of the nation’s next-generation payment infrastructure. Backed by powerful technology, increasing adoption, and strong government support, both Open Banking and VRPs are set to disrupt traditional payment methods, shaping the future of UK financial services.","publishDateFormatted":"25.02.2025","publishDateIso":1740441600000,"publishDateLocalized":"Feb 25, 2025 12:00:00 AM","tags":["Open banking"],"title":"Will Open Banking Reshape UK Finance in 2025? VRPs at the Forefront of Discussion","url":"https://www.lendingmetrics.com/news-resources/newsfeed/will-open-banking-reshape-uk-finance-in-2025-vrps-at-the-forefront-of-discussion"},{"authorName":"LendingMetrics","featuredImage":"https://148117228.fs1.hubspotusercontent-eu1.net/hubfs/148117228/Imported_Blog_Media/arc-website-bg.png","featuredImageAlt":"","metaDescription":"Unlock the full potential of your credit decisioning with LendingMetrics' Adaptive Risk Consultancy (ARC). Offering tailored solutions and expert guidance, our specialists help businesses design advanced credit risk processes, analyse scorecards, and optimise automation strategies to drive growth and efficiency.","publishDateFormatted":"19.12.2024","publishDateIso":1734566400000,"publishDateLocalized":"Dec 19, 2024 12:00:00 AM","tags":["LendingMetrics"],"title":"Transform Your Credit Decisioning with Adaptive Risk Consultancy (ARC)","url":"https://www.lendingmetrics.com/news-resources/newsfeed/transform-your-credit-decisioning-with-adaptive-risk-consultancy-arc"},{"authorName":"LendingMetrics","featuredImage":"https://148117228.fs1.hubspotusercontent-eu1.net/hubfs/148117228/Imported_Blog_Media/london_skyline_and_river_original_607166.jpg","featuredImageAlt":"","metaDescription":"HM Treasury has launched a call for evidence to explore potential reforms to the credit union common bond framework. These reforms aim to modernise the legislative framework and support sustainable growth in the sector. This call for evidence could bring significant changes to how credit unions operate and define their membership, making it an essential development for anyone involved in the sector.","publishDateFormatted":"03.12.2024","publishDateIso":1733184000000,"publishDateLocalized":"Dec 3, 2024 12:00:00 AM","tags":["Mortgages"],"title":"HM Treasury’s Call for Evidence on Credit Union Common Bond Reform","url":"https://www.lendingmetrics.com/news-resources/newsfeed/hm-treasury-s-call-for-evidence-on-credit-union-common-bond-reform"}],"nextPageUrl":"https://www.lendingmetrics.com/news-resources/newsfeed/page/4","hasMore":true,"isEditorUI":"","currentPageNum":3,"totalPageCount":34}
