Insights
News and Insights
Stay informed on the trends, challenges and innovations shaping modern lending and credit decisioning. Our insights combine industry expertise, regulatory understanding and practical experience to help organisations bring clarity to complex lending environments.
News and Insights
{"chunkVersion":1,"posts":[{"authorName":"LendingMetrics","featuredImage":"https://148117228.fs1.hubspotusercontent-eu1.net/hubfs/148117228/Imported_Blog_Media/online_banking_original_520076.jpg","featuredImageAlt":"","metaDescription":"With the Financial Conduct Authority (FCA) demonstrating its commitment to advancing the UK’s economic growth with a digital-first approach, Variable Recurring Payments (VRPs) are positioned as a cornerstone of the nation’s next-generation payment infrastructure. Backed by powerful technology, increasing adoption, and strong government support, both Open Banking and VRPs are set to disrupt traditional payment methods, shaping the future of UK financial services.","publishDateFormatted":"25.02.2025","publishDateIso":1740441600000,"publishDateLocalized":"Feb 25, 2025, 12:00:00 AM","tags":["Open banking"],"title":"Will Open Banking Reshape UK Finance in 2025? VRPs at the Forefront of Discussion","url":"https://www.lendingmetrics.com/news-resources/newsfeed/will-open-banking-reshape-uk-finance-in-2025-vrps-at-the-forefront-of-discussion"},{"authorName":"LendingMetrics","featuredImage":"https://148117228.fs1.hubspotusercontent-eu1.net/hubfs/148117228/Imported_Blog_Media/arc-website-bg.png","featuredImageAlt":"","metaDescription":"Unlock the full potential of your credit decisioning with LendingMetrics' Adaptive Risk Consultancy (ARC). Offering tailored solutions and expert guidance, our specialists help businesses design advanced credit risk processes, analyse scorecards, and optimise automation strategies to drive growth and efficiency.","publishDateFormatted":"19.12.2024","publishDateIso":1734566400000,"publishDateLocalized":"Dec 19, 2024, 12:00:00 AM","tags":["LendingMetrics"],"title":"Transform Your Credit Decisioning with Adaptive Risk Consultancy (ARC)","url":"https://www.lendingmetrics.com/news-resources/newsfeed/transform-your-credit-decisioning-with-adaptive-risk-consultancy-arc"},{"authorName":"LendingMetrics","featuredImage":"https://148117228.fs1.hubspotusercontent-eu1.net/hubfs/148117228/Imported_Blog_Media/london_skyline_and_river_original_607166.jpg","featuredImageAlt":"","metaDescription":"HM Treasury has launched a call for evidence to explore potential reforms to the credit union common bond framework. These reforms aim to modernise the legislative framework and support sustainable growth in the sector. This call for evidence could bring significant changes to how credit unions operate and define their membership, making it an essential development for anyone involved in the sector.","publishDateFormatted":"03.12.2024","publishDateIso":1733184000000,"publishDateLocalized":"Dec 3, 2024, 12:00:00 AM","tags":["Mortgages"],"title":"HM Treasury’s Call for Evidence on Credit Union Common Bond Reform","url":"https://www.lendingmetrics.com/news-resources/newsfeed/hm-treasury-s-call-for-evidence-on-credit-union-common-bond-reform"},{"authorName":"LendingMetrics","featuredImage":"https://148117228.fs1.hubspotusercontent-eu1.net/hubfs/148117228/Imported_Blog_Media/deadline_original_526401.jpg","featuredImageAlt":"","metaDescription":"As organisations expand their tech stacks, they often accumulate a growing number of software applications - many of which become redundant or underutilised. For many businesses, tech bloat has become an unavoidable and costly challenge.","publishDateFormatted":"25.11.2024","publishDateIso":1732492800000,"publishDateLocalized":"Nov 25, 2024, 12:00:00 AM","tags":["Thinkpieces"],"title":"Practical Approaches to Managing Software Bloat","url":"https://www.lendingmetrics.com/news-resources/newsfeed/slim-down-your-tech-stack-practical-approaches-to-managing-software-bloat"},{"authorName":"LendingMetrics","featuredImage":"https://148117228.fs1.hubspotusercontent-eu1.net/hubfs/148117228/Imported_Blog_Media/woman_paying_online_original_1015965.jpg","featuredImageAlt":"","metaDescription":"LendingMetrics is a new breed of Credit Reference Agency. Licensed by the FCA and partnered with Equifax to deliver quality credit referencing & compliance.","publishDateFormatted":"11.11.2024","publishDateIso":1731283200000,"publishDateLocalized":"Nov 11, 2024, 12:00:00 AM","tags":["Consumer lending"],"title":"Understanding the Proposed BNPL Regulations Before the Consultation Deadline","url":"https://www.lendingmetrics.com/news-resources/newsfeed/understanding-the-proposed-bnpl-regulations-before-the-consultation-deadline"},{"authorName":"LendingMetrics","featuredImage":"https://148117228.fs1.hubspotusercontent-eu1.net/hubfs/148117228/Imported_Blog_Media/ldc-blog-banner-image-final.jpg","featuredImageAlt":"","metaDescription":"LendingMetrics have secured a significant investment from LDC, the private equity investor that is part of Lloyds Banking Group. This investment will help us scale our presence in the UK’s fast-growing decisioning software and data market.","publishDateFormatted":"07.11.2024","publishDateIso":1730937600000,"publishDateLocalized":"Nov 7, 2024, 12:00:00 AM","tags":["LendingMetrics"],"title":"LDC backs fast-growing fintech LendingMetrics","url":"https://www.lendingmetrics.com/news-resources/newsfeed/ldc-backs-fast-growing-fintech-lendingmetrics"}],"nextPageUrl":"https://www.lendingmetrics.com/news-resources/newsfeed/page/5","hasMore":true,"isEditorUI":"","currentPageNum":4,"totalPageCount":35}Clarity in every decision
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